- Checking that pays you back
- 3.00% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $300 in purchases monthly
- Earn up to $108 cash back per year, $9 per month
- Refunds on ATM fees, nationwide (up to $9.99 per single transaction)*
- Link to Kasasa Saver® to build savings automatically
- No minimum balance to earn rewards
- No monthly service charge
- Free Mastercard® debit card
- Free digital banking, including:
- Online banking & bill pay
- Mobile banking with mobile deposit
- eStatements
- Surcharge-free ATMs available
- $100 minimum deposit to open
- Open online in minutes
- $300 maximum opening deposit if opened online
So Easy to Earn Rewards — You’re Probably Already Doing It!
To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Have at least 1 ACH debit transaction or direct deposit post and settle
- Be enrolled in and agree to receive eStatements
And if you don’t meet these qualifications, don’t worry! You can get right back to earning your cash rewards the very next cycle that you qualify.
*Minimum to open Kasasa Cash Back and Kasasa Saver is $100 each. If qualifications are met during a monthly qualification cycle on your Kasasa Cash Back Account: (1) Receive 3.00% cash back on debit card purchases net of returns up to $300 that post and settle during each monthly qualification cycle up to $9.00 per qualification cycle; (2) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $9.99 per transaction; (3) Cash Back and ATM reimbursements will be credited to account on the last day of monthly statement cycle if qualifications are met. Qualifying transactions must post and settle to account during monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post and settle to an account. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards from Kasasa Cash Back and ATM fee reimbursements are automatically transferred to Kasasa Saver at the beginning of the following statement cycle if Kasasa Saver is open. Transfers between accounts do not count as qualifying transactions. Limited to one Kasasa checking account and one Kasasa Saver per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $10.00 or higher.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
CDs
Rates are effective as of: {{ dynamic-date }}
| Term | APY | Interest Rate |
|---|---|---|
| 90 Day CD | 3.25% | 3.21% |
| 180 Day CD/IRA | 3.85% | 3.80% |
| 12 Month CD/IRA | 3.40% | 3.36% |
| 18 Month CD/IRA | 3.35% | 3.31% |
| 2 Year CD/IRA | 3.00% | 2.97% |
| 3 Year CD/IRA | 3.00% | 2.97% |
| 4 Year CD/IRA | 3.00% | 2.97% |
| 5 Year CD/IRA | 3.00% | 2.97% |
| IRA Savings | 0.20% | 0.20% |
| 18 Month Variable IRA | 3.35% | 3.31% |
- 1,000 minimum opening balance is required for all Time Deposits.
- A penalty applies for early withdrawal.
Kasasa Cash Checking*
| Balance | APY | Interest Rate |
|---|---|---|
| $.01 - $15,000.99 | 4.00% | 3.93% |
| $15,001+ | 4.00% - 0.05% | 0.05% |
| $.01 or more if qualifications are not met | 0.01% | 0.01% |
*To qualify for a Kasasa Cash® checking account and earn a higher interest rate, you need to ensure the following conditions are met during each Monthly Qualification Cycle:
- Have at least one direct deposit, ACH credit, or ACH payment transaction post and settle in account.
- Make at least 12 debit card purchases which post and settle in your account.
- Be enrolled in and agree to receive eStatements
When you meet the above qualification during a statement cycle:
- Your Domestic ATM fees incurred during the cycle will be reimbursed up to $9.99 per transaction and credited to your account on the last day of the monthly statement cycle.
If you don’t meet these qualifications, don’t worry,
- You will still earn the base rate of .01% for that statement cycle and you can start earning full rewards again in the next statement cycle once you qualify.
*Interest rates may change after the account is opened. The minimum opening balance is $100. Transactions may take one or more banking days from the date the transaction was made to post and to settle in account. The following transactions do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, and debit card purchases processed by merchants and received by the bank as ATM transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Accounts are limited to one Kasasa® checking account per social security number. ATM receipt must be presented for reimbursement of $9.99 for individual ATM fees of $10.00 or higher. Account approval is subject to review and is not guaranteed.
Kasasa Saver*
| Minimum Balance To Obtain APY | Minimum Deposit To Open | APY | Interest Rate |
|---|---|---|---|
| $.01 - $50,000.99 | $100 | 0.50% | 0.49% |
| $50,001 or more | $100 | 0.50% - 0.05% | 0.05% |
| $.01 or more if qualifications are not met | $100 | 0.01% | 0.01% |
Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 1 direct deposit or ACH payment transaction
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
And if you don’t meet these qualifications, don’t worry! You’ll still earn our base rate on Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.
Rates may change after account opened.
Money Market and Savings
- Advantage Money Market - Rates are as of February 10, 2025.
| Tier | Daily Balance Range | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| 1 | Below $50,000 | 0.250% | 0.25% |
| 2 | Equal to or greater than $50,000.00 but less than $100,000 | 0.349% | 0.35% |
| 3 | Equal to or greater than $100,000.00 but less than $250,000 | 0.399% | 0.40% |
| 4 | Equal to or greater than $250,000.00 but less than $500,000 | 0.499% | 0.50% |
| 5 | Equal to or greater than $500,000.00 but less than $1,000,000 | 0.549% | 0.55% |
| 6 | Equal to or greater than $1,000,000 | 0.598% | 0.60% |
- Rates may change after account opened.
- Minimum balance to open is $100
- Maintenance fee of $15 if balance falls below $5,000 on any one day of the statement cycle
- Fees may reduce earnings
Regular Savings Account
TBD