APY = Annual Percentage Yield. Fees may reduce earnings. Rates are current as of {{ dynamic-date }}. Rates may change at anytime.
Kasasa Cash Checking* Learn More
| Balance | APY | Interest Rate |
|---|---|---|
| $.01 - $15,000.99 | 4.00% | 3.93% |
| $15,001+ | 4.00% - 0.05% | 0.05% |
| $.01 or more if qualifications are not met | 0.01% | 0.01% |
*To qualify for a Kasasa Cash® checking account and earn a higher interest rate, you need to ensure the following conditions are met during each Monthly Qualification Cycle:
- Have at least one direct deposit, ACH credit, or ACH payment transaction post and settle in account.
- Make at least 12 debit card purchases which post and settle in your account.
- Be enrolled in and agree to receive eStatements
When you meet the above qualification during a statement cycle:
- Your Domestic ATM fees incurred during the cycle will be reimbursed up to $9.99 per transaction and credited to your account on the last day of the monthly statement cycle.
If you don’t meet these qualifications, don’t worry,
- You will still earn the base rate of .01% for that statement cycle and you can start earning full rewards again in the next statement cycle once you qualify.
*Interest rates may change after the account is opened. The minimum opening balance is $100. Transactions may take one or more banking days from the date the transaction was made to post and to settle in account. The following transactions do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, and debit card purchases processed by merchants and received by the bank as ATM transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Accounts are limited to one Kasasa® checking account per social security number. ATM receipt must be presented for reimbursement of $9.99 for individual ATM fees of $10.00 or higher. Account approval is subject to review and is not guaranteed.
Money Market and Savings Back to Top Learn More
- Advantage Money Market - Rates are as of February 10, 2025.
| Tier | Daily Balance Range | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| 1 | Below $50,000 | 0.250% | 0.25% |
| 2 | Equal to or greater than $50,000.00 but less than $100,000 | 0.349% | 0.35% |
| 3 | Equal to or greater than $100,000.00 but less than $250,000 | 0.399% | 0.40% |
| 4 | Equal to or greater than $250,000.00 but less than $500,000 | 0.499% | 0.50% |
| 5 | Equal to or greater than $500,000.00 but less than $1,000,000 | 0.549% | 0.55% |
| 6 | Equal to or greater than $1,000,000 | 0.598% | 0.60% |
- Rates may change after account opened.
- Minimum balance to open is $100
- Maintenance fee of $15 if balance falls below $5,000 on any one day of the statement cycle
- Fees may reduce earnings
CDs Back to Top Learn More
Rates are effective as of: {{ dynamic-date }}
| Term | APY | Interest Rate |
|---|---|---|
| 90 Day CD | 3.25% | 3.21% |
| 180 Day CD/IRA | 3.85% | 3.80% |
| 12 Month CD/IRA | 3.40% | 3.36% |
| 18 Month CD/IRA | 3.35% | 3.31% |
| 2 Year CD/IRA | 3.00% | 2.97% |
| 3 Year CD/IRA | 3.00% | 2.97% |
| 4 Year CD/IRA | 3.00% | 2.97% |
| 5 Year CD/IRA | 3.00% | 2.97% |
| IRA Savings | 0.20% | 0.20% |
| 18 Month Variable IRA | 3.35% | 3.31% |
- 1,000 minimum opening balance is required for all Time Deposits.
- A penalty applies for early withdrawal.