If you’re looking to run your own practice, we can offer creative solutions and personalized service from start to finish. Take advantage of our competitive rates and flexible repayment terms on our business loans when it’s time to secure financing.
From acquisitions to start-ups, to refinancing existing business debt, we have competitive loan terms and services to meet your business needs.
If you need to equip your new practice or upgrade existing equipment, we offer flexible financing solutions to keep your business running smoothly. Benefit from competitive, fixed rates and no prepayment penalties with our equipment loans.
- Creative financing solutions
- Competitive fixed rates
- Flexible repayment terms
- No prepayment penalties
We offer a range of innovative business checking, savings, treasury management, and investment solutions that help you remain focused on other aspects of running a business, including:
- Online banking
- Online bill pay
- eStatements
- Mobile banking with mobile deposit
- Remote deposit
- Accepting credit/debit card payments
As a local, small business like yourself, we understand what it takes to succeed — and we want to be a part of that journey. Our bankers live right here in the community, and we pride ourselves on local decision-making. We’re invested in helping local businesses thrive, and taking care of those who take care of others.
One-Stop Banking Solution
At Volunteer Bank, we know your time is valuable. That’s why we’ve designed banking solutions catered specifically to professionals, customized to your unique situation. We take a holistic approach to addressing your needs, backed by the support of truly personal, local customer service from individuals who care.
Banking at Your Convenience
We offer flexible appointment hours to accommodate your busy schedule, plus several online and mobile conveniences that help you address your banking needs on the go. We also come to you if that’s more convenient.
If you’re interested in Banking for Professionals at Volunteer Bank, please give us a call or stop by. We’d love to help and we’ll contact you by the next business day!
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
CDs
Rates are effective as of: {{ dynamic-date }}
| Term | APY | Interest Rate |
|---|---|---|
| 90 Day CD | 3.25% | 3.21% |
| 180 Day CD/IRA | 3.85% | 3.80% |
| 12 Month CD/IRA | 3.40% | 3.36% |
| 18 Month CD/IRA | 3.35% | 3.31% |
| 2 Year CD/IRA | 3.00% | 2.97% |
| 3 Year CD/IRA | 3.00% | 2.97% |
| 4 Year CD/IRA | 3.00% | 2.97% |
| 5 Year CD/IRA | 3.00% | 2.97% |
| IRA Savings | 0.20% | 0.20% |
| 18 Month Variable IRA | 3.35% | 3.31% |
- 1,000 minimum opening balance is required for all Time Deposits.
- A penalty applies for early withdrawal.
Kasasa Cash Checking*
| Balance | APY | Interest Rate |
|---|---|---|
| $.01 - $15,000.99 | 4.00% | 3.93% |
| $15,001+ | 4.00% - 0.05% | 0.05% |
| $.01 or more if qualifications are not met | 0.01% | 0.01% |
*To qualify for a Kasasa Cash® checking account and earn a higher interest rate, you need to ensure the following conditions are met during each Monthly Qualification Cycle:
- Have at least one direct deposit, ACH credit, or ACH payment transaction post and settle in account.
- Make at least 12 debit card purchases which post and settle in your account.
- Be enrolled in and agree to receive eStatements
When you meet the above qualification during a statement cycle:
- Your Domestic ATM fees incurred during the cycle will be reimbursed up to $9.99 per transaction and credited to your account on the last day of the monthly statement cycle.
If you don’t meet these qualifications, don’t worry,
- You will still earn the base rate of .01% for that statement cycle and you can start earning full rewards again in the next statement cycle once you qualify.
*Interest rates may change after the account is opened. The minimum opening balance is $100. Transactions may take one or more banking days from the date the transaction was made to post and to settle in account. The following transactions do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, and debit card purchases processed by merchants and received by the bank as ATM transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Accounts are limited to one Kasasa® checking account per social security number. ATM receipt must be presented for reimbursement of $9.99 for individual ATM fees of $10.00 or higher. Account approval is subject to review and is not guaranteed.
Kasasa Saver*
| Minimum Balance To Obtain APY | Minimum Deposit To Open | APY | Interest Rate |
|---|---|---|---|
| $.01 - $50,000.99 | $100 | 0.50% | 0.49% |
| $50,001 or more | $100 | 0.50% - 0.05% | 0.05% |
| $.01 or more if qualifications are not met | $100 | 0.01% | 0.01% |
Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 1 direct deposit or ACH payment transaction
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
And if you don’t meet these qualifications, don’t worry! You’ll still earn our base rate on Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.
Rates may change after account opened.
Money Market and Savings
- Advantage Money Market - Rates are as of February 10, 2025.
| Tier | Daily Balance Range | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| 1 | Below $50,000 | 0.250% | 0.25% |
| 2 | Equal to or greater than $50,000.00 but less than $100,000 | 0.349% | 0.35% |
| 3 | Equal to or greater than $100,000.00 but less than $250,000 | 0.399% | 0.40% |
| 4 | Equal to or greater than $250,000.00 but less than $500,000 | 0.499% | 0.50% |
| 5 | Equal to or greater than $500,000.00 but less than $1,000,000 | 0.549% | 0.55% |
| 6 | Equal to or greater than $1,000,000 | 0.598% | 0.60% |
- Rates may change after account opened.
- Minimum balance to open is $100
- Maintenance fee of $15 if balance falls below $5,000 on any one day of the statement cycle
- Fees may reduce earnings
Regular Savings Account
TBD